Bivvy Pet Insurance | Bivvy Pet Insurance Reviews
Bivvy pet insurance is a great way to provide coverage for your pet in case of an accident. The policy can provide financial assistance if your pet is injured while in your bivvy, and it can also cover costs associated with emergency veterinary care
Bivvy pet insurance can help cover the cost of veterinary care if your pet is diagnosed with a veterinary illness or injury. Bivvy offers a variety of pet insurance plans that cover various expenses like vet bills, hospital charges.
Bivvy also has a 24/7 customer service team that can help you understand your policy and make changes if necessary.
Bivvy Pet Insurance Reviews
Many pet insurance companies base your rate on the age, size and breed of your pet, but Bivvy is different. Charges a single low rate for accident and illness coverage for each pet in a given state.
The cost typically ranges from $13 to $15 per month, significantly less than the national average cost of accident and illness insurance, which is $49 per month for dogs and $29 per month for cats.
What is the catch? There is less room to customize your policy and coverage is more limited than what other providers offer.
Here’s an example: In Colorado, Bivvy offers a single plan that will pay up to $2,000 per year for all covered expenses and up to $1,000 for a single illness and injury. So if your dog gets hit by a car and needs $2,500 in surgery, Bivvy won’t pay more than $1,000.
Even for small expenses, Bivvy’s coverage is low compared to other companies, with a 50% reimbursement rate in most states. (Most other insurers cover 70% to 90% of your vet bills once you meet the deductible.)
Despite these limitations, Bivvy is a solid option for pet owners who can’t afford a more comprehensive plan and would rather have some coverage. Bivvy can also offer the cheapest rates for older pets, which are more expensive to insure than puppies and kittens.
A bivy may be the only option for insuring pets other than cats and dogs, including rabbits, ferrets, potbellied pigs, turtles and most birds.
Bivvy Pet Insurance Reviews | Bivvy Pet Insurance Phone Number
Phone number : (855) 434-3744
Get Directions :5910 Mineral Point Rd Madison, WI 53705
What Does Bivvy Pet Insurance Cover?
Bivvy’s accident and illness plan includes :
- Examination, treatment, hospitalization & surgery for injuries and illnesses, including cancer.
- Diagnostic tests and treatment.
- Hereditary and congenital conditions.
- Prescription medicine.
- Orthodontic treatment.
- Alternative and complementary therapies.
Bivvy’s Wellness Care Plan includes :
- Wellness exams.
- Flea, tick and heartworm prevention.
- Screening for Feline Leukemia Virus or Heartworm.
- Implantation of a microchip.
- Urinalysis or early kidney damage test.
What is Not Covered ?
Bivvy’s Accident and Illness Plan does not cover :
- Pre-existing conditions.
- Preventive care.
- Spay or neuter surgery.
- Food & supplements even if prescribed by your vet.
- dental hygiene.
- Grooming or cosmetic surgery.
- Conditions arising from abuse, breeding, racing and organized fighting.
- Experimental treatment.
- Adrenal gland disease or endocrine neoplasia in ferrets.
Bivvy Coverage Options?
Deductible options In numerous countries, Bivvy offers a single deductible of$ 250 per time. That means your plan wo n’t pay out until you ’ve spent that important in a given time. But in other countries, the deductible is set at$ 100 per approved claim. With this option, you ’d have to pay the first$ 100 of each warhorse bill before Bivvy starts paying.
Payment amounts In every state except Georgia, Bivvy will repay 50 of your warhorse charges after you reach your deductible, while you cover the other half of the bill. In Georgia, Bivvy will repay 80 of chargespost-deductible.
Coverage limits Bivvy offers a set payout limit per time, anyhow of how important care your pet needs. In some countries, it’s$,500; in others, it’s just$,000. In Georgia, the limit is$,000.
In a small sprinkle of countries, Bivvy also imposes a limit of$,000 per incident. This is a cap on what Bivvy will pay for a single illness or injury within a given time.
Bivvy will pay no further than$,000 over your pet’s continuance, anyhow of where you live.
Bivvy Pet Insurance Price?
All Bivvy pet insurance policies come with a flat, pre-determined rate, regardless of the animal’s breed, age, size or sex.
Pet health insurance (depending on the state) costs Bivvy around $10 to $20 a month. Deductible amount and how much you have to pay before the company pays you back. Varies from $50 to $250. After the deductible is met, they will reimburse you for up to $1,000 (or $5,000 depending on the state) of covered veterinary expenses that you paid out-of-pocket,
Bivvy Wellness Care costs up to an additional $9 per month. At the time of this publication, Bivvy does not offer any discounts on pet insurance rates.
Claims & Reimbursement Times
Customers can file claims within 90 days of veterinary service by logging into their online account or by sending the completed claim form included in the policy documents along with itemized invoices.
Once an insurance company receives a claim, they usually begin reviewing it within 24 hours. Consumers are reimbursed directly for the amount covered minus co-pays and deductibles. They submit more than one claim per year as long as they do not exceed the annual limit of $2,000.
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